Andrews Advisory Associates,LLC.

Credentials and Professional Association Affiliations

Please visit our individual profiles for details about our designations and professional association affiliations.

CERTIFIED FINANCIAL PLANNER ™ Professionals: Only investment professionals who have fulfilled the certification and renewal requirements of the CFP Board can identify themselves as Certified Financial Planner™ Professionals and are allowed to display the CFP® certification trademarks. They have completed a comprehensive program of study at a college or university approved by the CFP Board, have several years of professional experience related to financial planning, and have passed a comprehensive CFP® certification exam covering financial planning, tax, retirement and estate planning, investment management and insurance. CFP® professionals are held to the highest standards of ethics and professional responsibility. They act as a fiduciary in the best interests of their clients. They are required to complete a number of continuing education courses annually. To find a CFP® Professional, see www.cfp.net/utility/find-a-cfp-professional.

The Financial Planning Association® (FPA®) is a membership organization for CFP® professionals and others who support the financial planning process. FPA members are held to the highest standards of professional competence, ethical conduct disclosure requirements. FPA members are CERTIFIED FINANCIAL PLANNER™ professionals, educators, financial services professionals, students and others. The FPA® website is www.OneFPA.org, and the Hawaii chapter, FPA of Hawaii, can be found at www.FPAofHawaii.org. To find a financial planner, go to the FPA's website for the public, www.plannersearch.org.

The Hawaii Estate Planning Council is a professional association of Attorneys, CERTIFIED FINANCIAL PLANNER™ Professionals, Certified Public Accountants, Chartered Financial Analysts, Chartered Financial Consultants, Chartered Life Underwriters and Trust Officers. Their mission is to promote the interests of members and to further the growth and scope of the financial service professional. Their website is www.hawaiiestateplanningcouncil.org.

Accredited Investment Fiduciary® Designation: The AIF® designation training is offered by fi360 and offers instruction covering pertinent legislation and best practices for investment fiduciaries and professionals. AIF® designees have the ability to implement prudent processes into their own investment practices and to assist clients with policies and procedures. Designees must complete the training and examination requirements, adhere to a code of conduct and complete annual continuing education requirements. For more information, please visit www.fi360.com.

SEC Investment Adviser Public Disclosure: The US Securities and Exchange Commission (SEC) maintains a website where current and former SEC and state Registered Investment Advisers (RIA), their Investment Adviser Representatives (IAR), and certain other entities are required to disclose information about their firm and their representatives' professional background and conduct. The RIA's Form ADV Part 2A brochure is required to be posted on the website, and explains the RIA's investment process and fees in "plain English." The SEC Investment Adviser Public Disclosure website is www.adviserinfo.sec.gov.

FINRA BrokerCheck contains information about the professional backgrounds of current and former Financial Industry Regulatory Authority (FINRA) brokerage firms and registered representatives (salespersons). IARs of RIAs are also required to maintain a registration form (Form U4) on their system. The website is www.finra.org/Investors/ToolsCalculators/BrokerCheck.

Andrews Advisory Associates,LLC. Andrews Advisory Associates,LLC.

Use of this web page constitutes acknowledgement of the attached DISCLAIMERS and acceptance of the following TERMS & CONDITIONS.