As a fee-only Registered Investment Adviser, we are compensated solely by fees for the service we provide, and receive no commissions from the sales of any investment products.
We provide a Fiduciary Standard of Care, meaning we are obligated by law to act solely in our clients’ best and highest interests.
Our Investment Adviser Representatives have many years of financial expertise beginning in Hawaii in 1975, along with education and industry-standard credentials including the respected Certified Financial Planner™ designation. We participate in of a number of professional and community organizations.
Our investment philosophy is simple and based on disciplined asset allocation - not on market timing or complicated, overly risky investment products.
All investment management decisions are made in-house and are not outsourced, thus avoiding an unnecessary layer of management fees.
All of our clients' assets are held in custody at separate, independent custodians (Charles Schwab Institutional and TD Ameritrade Institutional).
Our local presence and team-based approach ensures you always receive a swift response to your needs.
Our investment advisory fees are transparent, fully disclosed and competitive. Our philosophy is cost-conscious. We strive to eliminate transaction fees when possible, and to keep ongoing investment costs as low as possible.